Commerce Bank Mortgage Banker - Manhattan in Manhattan, Kansas

21656 Mortgage Banker - Manhattan (Open)

Job Category:

Grade 08


Location: 727 Poyntz Ave, Manhattan, Kansas 66502


Job Expectations:

How would you like to work for a great company that offers career growth and values your skills and experience? For over 150 years, Commerce Bank has built a strong reputation as a “Super Community” bank and is recognized as an industry leader. In today's growing and competitive financial services industry, we look for creative and innovative solutions to meet the needs of our customers. To achieve our results, we recruit the best and brightest employees who ask, listen and solve to meet our customers’ needs!Commerce Bank is seeking a motivated and customer focused individual for a Mortgage Banker. The Mortgage Banker is responsible for the origination of first mortgage residential loans for inclusion in the Bank’s portfolio and/or sale on the secondary mortgage market as well as responsibility for the modification and refinance of current loans in the Bank’s portfolio. Position is required to communicate/coordinate production with centralized processing center and other parties as necessary to facilitate loan closings, reporting to bank management, and to facilitate cross-sales of other bank products. Position is required to quote and negotiate mortgage loan pricing to Bank’s current customer base, prospective customers and general public. Position is required to achieve specific goals of total annual sales, and is responsible for selection and maintenance of specific marketing/sales tactics and reporting to management. Position is required to meet face to face with borrowers, realtors, builders and other non-bank business referral sources during business hours, but also evenings, weekends and holidays as necessary.Key responsibilities of this role include: • Originates first mortgage residential loans for inclusion in the Bank's portfolio and/or sale on the secondary mortgage market; also originates modifications and refinances of current loans in the Bank's portfolio. • Coordinates production with centralized processing center and other parties necessary to facilitate loan closings. • Quotes and negotiates mortgage loan pricing to current customer base, prospective customers and general public• Proactively initiate contact with realtors, builders, and the general public to generate business. • Develop and deliver presentations. • Requires the ability to achieve stated production goals of mortgage originations with limited supervision. Education:• Bachelor's degree in a business related fieldPreferred applicants will have:• 2 years experience in the origination of conventional mortgage loans, including portfolio loans and loans for sale to other secondary market investors• Must have comprehensive understanding of guidelines, documentation, regulations and requirements of mortgage lending programs and products• Experience in FHA/VA and other agency lending programs is preferred**For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

Time Type:

Full timeJoin our winning team.

Are you the type of person who likes to work for a great company? We're proud of our position in the financial services industry and the communities we serve. At Commerce Bank, people are our number one asset, and we offer a wide range of professional, managerial and technical jobs opportunities with potential for career growth.

Our policy is to provide equal opportunity to all qualified candidates and employees without regard to gender, race or ethnic background, age, religion, sexual orientation, national origin, marital status, veteran status, disability or any other non-job related factors. We offer smoke-free work environments, and in keeping with our commitment to maintain a drug- and alcohol-free workplace, candidates will be required to perform a pre-employment drug screen.