JPMorgan Chase Underwriter II - Auto Finance -Tampa, FL in Tampa, Florida
As an Underwriter II, you will review credit applications and render appropriate credit decision within credit policy requirements and in compliance with all regulations. You will decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applicants processed, and quality of application decisions. You will structure decisions to maximize profit and enhance dealer relationships. You will meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics. You will coordinate with indirect Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort. You will initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you will provide prompt, accurate responses to all internal and external customer inquiries.
Shift / Schedule : Candidates must be flexible to work shifts within the department's operational hours depending on business needs, which may include rotating evenings and/or weekends.
Currently, the department is open as follows:
Monday - Friday, 9:00 AM - 9:00 PM
Saturday, 9:00 AM - 9:00 PM
Sunday, 9:00 AM - 7:00 PM
Three to five years of underwriting experience required
Auto Finance experience strongly desired
Excellent verbal and written communication skills
Strong problem solving, organizational, negotiation, and interpersonal skills
Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
A comprehensive knowledge of indirect loan and lease programs, bank products and services
PC experience with a good working knowledge of common application software
Results-oriented with a high level of personal initiative
Sub-prime lending experience is preferred
Experience reviewing credit bureau report required
Prior sales experience preferred
JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran.